Handheld secured electronic doorstep banking system The bank’s commensurate huge client base isn’t within the urban level however, within the often pretermitted rural areas. Light tasks like obtaining away to the ATM and retreating cash cause humans in villages lose their operating hours and, as a result, miss a big live of their financial gain also. In this paper a secured handheld doorstep banking industry referred to as Micro-bank machine is intended to grant service to the purchasers in rural areas and remote places such as villages. The planning may also be operated within and on the far side of the regular banking hours. The main aim of the handheld machine is to administer banking services like money withdrawals and money deposit while not the person ever aiming to a bank even in remote areas wherever even a GSM cellular association isn’t possible.